So let’s talk about student loans…

Reality-check topic today: the issue of student loans. You probably have them, need them, or have heard horror stories of people still paying them off in their forties and fifties. We live in a backward world in which it’s nearly impossible to sustain yourself with a job if you don’t have at least a bachelor’s degree. A bachelor’s is only the new high school diploma; most high-paying jobs now require a master’s or higher, and that’s several thousand more dollars on top of the hundreds of thousands of dollars an undergraduate education costs.

Did you know? 80% of college students say they don’t have a plan to pay off student loan debt after graduation

College is getting more and more expensive every year, and the cost of living is going up right with it. What’s the solution?

One option is, of course, getting a student loan. It’s preferable (to some) to working throughout college or relying on maintaining a scholarship. But with the ever-rising cost of education, taking out a student loan is becoming necessary for most students, even with a scholarship and a job. Student loans are messy, confusing and long, drawn-out processes that can smother you in debt the second you graduate.

Enter: College Ave Student Loans. They’re an online marketplace lender that specializes in student loans, and so they tailor their service to young people who are aware of the cost of education and are mindful of their finances. College Ave makes student loans easier to apply for, manage, and pay back. College Ave can help you find a plan that works best for you and your plans for your own future, so you don’t have to be held back by your financial situation.

Did you know? 50% of students say that the cost of college impacted their choice of college/university to attend

College Ave offers competitive rates, the most repayment options, and friendly customer service throughout the exhaustive repayment process. But now, they also offer this mobile-friendly application which can give you a credit decision in less than three minutes. You can manage your account at all times and pay quickly and easily, on the go. Before even applying for the loan, you can calculate rates using the Student Loan Rate Calculator, get money-saving tips, and basically learn the ins and outs of paying for your loan in the least time possible, saving you money in the long run. You can check out these tools on their site, and it’s actually really cool and easy to use.

For example, you can even start paying the loan off when you’re still in school. That saves a huge chunk. College Ave can potentially cover 100% of your school expenses. Knowing you can save and pay back responsibly will be a huge weight lifted from your post-graduate shoulders. 😉


Now through June 30, you can post your college goals on Instagram with the hashtag “#collegegoals” for a chance to win a $5,000 or a $2,500 scholarship, or a $50 credit to (for those absurdly expensive textbooks). Repost this picture and tag @chegg, and @collegeaveloans and don’t forget to follow them too!

Check out this link for more information on this contest.

CA_logo_pms[1]Disclosure: This post is sponsored by College Ave Student Loans and Her Campus Media. Written by me, all opinions are also my own.


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